{"id":8985,"date":"2024-04-30T22:41:18","date_gmt":"2024-05-01T03:41:18","guid":{"rendered":"https:\/\/www.bbrown.com\/?page_id=8985"},"modified":"2024-04-30T22:41:18","modified_gmt":"2024-05-01T03:41:18","slug":"renewal-letters","status":"publish","type":"page","link":"https:\/\/www.bbrown.com\/ca\/renewal-letters\/","title":{"rendered":"Renewal Letters"},"content":{"rendered":"

[vc_row][vc_column]\n

\n \n

\n Renewal Letters\n <\/h2>\n\t\n <\/div>[vc_column_text]Investing time into reviewing your insurance is an important part of your financial well-being.\u00a0It is prudent to review your insurance annually at each renewal because lifestyle changes happen frequently.\u00a0What might seem small or insignificant could have significant implications for your insurance policy.\u00a0At Brown & Brown, we can help you find a solution to fit your needs now and as they grow. We enable a safe dialogue to help you explore life’s \u201cwhat if\u201d scenarios. We\u2019re here to discuss insurance \u2013 on your terms.<\/p>\n

 <\/p>\n

We have prepared a\u00a0Renewal Checklist\u00a0<\/strong>and\u00a0\u201cDid You Know\u201d tidbits\u00a0<\/strong>to help identify some of the most common insurance needs.<\/p>\n

 <\/p>\n

Car Insurance Checklist<\/h2>\n

Pink Slips:<\/strong>\u00a0\u00a0DYK<\/p>\n

\u2713\u00a0 Destroy old pink slips
\n\u2713\u00a0 Hard copy \u2013 Keep one in the car and one in your wallet
\n\u2713\u00a0 Digital copy \u2013 Download the\u00a0My Brown & Brown Canada<\/a>\u00a0app<\/p>\n

\u00a0<\/strong><\/p>\n

Liability Limits:<\/strong>\u00a0\u00a0DYK<\/p>\n

\u2713\u00a0 Explore higher liability limits
\n\u2713\u00a0 Umbrella policy<\/p>\n

\u00a0<\/strong><\/p>\n

Optional Coverage:<\/strong>\u00a0\u00a0DYK<\/p>\n

\u2713\u00a0 New vehicle waiver of depreciation or replacement cost
\n\u2713\u00a0 Accident and conviction premium protection
\n\u2713\u00a0\u00a0OPCF 27<\/a>\u00a0\u2013 Legal Liability for Damage to Non-Owned Autos
\n\u2713\u00a0 OPCF 20 \u2013 Coverage for Transportation Replacement
\n\u2713\u00a0 Endorsement bundles<\/p>\n

\u00a0<\/strong><\/p>\n

Discounts:<\/strong>\u00a0\u00a0DYK<\/p>\n

\u2713\u00a0Multi-line discount
\n\u2713\u00a0 Multi-vehicle discount
\n\u2713\u00a0 Retiree discount
\n\u2713\u00a0 Student away discount
\n\u2713\u00a0 Annual pay discount
\n\u2713\u00a0 Winter tire discount<\/p>\n

\u00a0<\/strong><\/p>\n

Accident Benefits:<\/strong>\u00a0\u00a0DYK<\/p>\n

\u2713\u00a0 Changes to your job or income
\n\u2713\u00a0 Marital status
\n\u2713\u00a0 Changes to your family household
\n\u2713\u00a0 Changes to your life and health insurance policy<\/p>\n

\u00a0<\/strong><\/p>\n

Material Changes:<\/strong>\u00a0\u00a0DYK<\/p>\n

\u2713\u00a0 Additional drivers in the household
\n\u2713\u00a0 Other drivers not in your household who have access to your car
\n\u2713\u00a0 Vehicle being used to carry goods for commercial purposes or paying passengers
\n\u2713\u00a0 Pleasure or commute usage is different than what is stated on your insurance document
\n\u2713\u00a0 Modifications to your vehicle<\/p>\n

<\/h2>\n

<\/h2>\n

<\/h2>\n

<\/h2>\n

Property Insurance Checklist<\/h2>\n

\u00a0<\/strong><\/p>\n

Optional Coverage:<\/strong>\u00a0\u00a0DYK<\/p>\n

\u2713\u00a0 Scheduling high-valued items \u2013 package deals may be available
\n\u2713\u00a0 Overland water damage coverage
\n\u2713\u00a0 Sewer backup
\n\u2713\u00a0 Service line coverage
\n\u2713\u00a0 Home-based business insurance
\n\u2713\u00a0 Claims protection
\n\u2713\u00a0 Identity theft
\n\u2713\u00a0 Carrier-specific deductible advantages<\/p>\n

\u00a0<\/strong><\/p>\n

Discounts:<\/strong>\u00a0DYK<\/p>\n

\u2713\u00a0 Multi-line discount
\n\u2713\u00a0 Mortgage-free discounts
\n\u2713\u00a0 Annual pay discount
\n\u2713\u00a0 Security system discount
\n\u2713\u00a0 Savings for recent home updates<\/p>\n

\u00a0<\/strong><\/p>\n

Material Changes:<\/strong>\u00a0 DYK<\/p>\n

\u2713\u00a0 Improvement to your home over $10,000 (Guaranteed Replacement clause)
\n\u2713\u00a0 Other families living with you
\n\u2713\u00a0 Business being conducted from your home
\n\u2713\u00a0 Addition of a swimming pool or spa<\/p>\n

 <\/p>\n

My Brown & Brown Canada<\/p>\n

My Brown & Brown Canada is your 24-hour self-service portal for your Personal Home and Auto Insurance policies. Keeping your information up to date has never been more convenient.<\/p>\n

 <\/p>\n

At your fingertips:\u00a0Digital Insurance Pink Slips, 24\/7 Service Request and Online Policy Documents.<\/strong><\/p>\n

\u00a0<\/strong><\/p>\n

Thank you for choosing <\/strong>Brown & Brown for your insurance needs.\u00a0Please\u00a0contact us<\/a>\u00a0if you do not receive a copy of your insurance policy within 30 days of your renewal.<\/p>\n

 <\/p>\n

This is not an inclusive renewal checklist. Your insurance needs, coverage and insurance carrier options should be handled through consultation with a Brown & Brown broker.[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

[vc_row][vc_column][vc_column_text]Investing time into reviewing your insurance is an important part of your financial well-being.\u00a0It is prudent to review your insurance annually at each renewal because lifestyle changes happen frequently.\u00a0What might […]<\/p>\n","protected":false},"author":36,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-8985","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\nRenewal Letters - Brown & Brown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbrown.com\/ca\/renewal-letters\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Renewal Letters\" \/>\n<meta property=\"og:description\" content=\"[vc_row][vc_column][vc_column_text]Investing time into reviewing your insurance is an important part of your financial well-being.\u00a0It is prudent to review your insurance annually at each renewal because lifestyle changes happen frequently.\u00a0What might […]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.bbrown.com\/ca\/renewal-letters\/\" \/>\n<meta property=\"og:site_name\" content=\"Brown & Brown\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.bbrown.com\/ca\/renewal-letters\/\",\"url\":\"https:\/\/www.bbrown.com\/ca\/renewal-letters\/\",\"name\":\"Renewal Letters - 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