{"id":8797,"date":"2021-10-14T15:33:54","date_gmt":"2021-10-14T20:33:54","guid":{"rendered":"https:\/\/www.bbrown.com\/personalexcessliability\/"},"modified":"2025-12-10T10:01:21","modified_gmt":"2025-12-10T16:01:21","slug":"personalexcessliability","status":"publish","type":"page","link":"https:\/\/www.bbrown.com\/ca\/personal-insurance\/personalexcessliability\/","title":{"rendered":"Personal Excess Liability"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image bg-brand-dark-blue bg-overlay\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/AdobeStock_357317957-scaled.jpeg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    <p class='text-white subheading'>Helping to protect your assets and your legacy<\/p>\n    <h1 class='text-white    '>\n      Personal Excess Liability\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221;][vc_column]  <div class=\"container overlapping-image-container content-right\">\n    <div class=\"row\">\n      <div class=\"image-column col-md-12 col-lg\">\n        <div class=\"image-column--inner\" style=\"background-image: url('https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/AdobeStock_184153180.jpeg');\"><\/div>\n      <\/div>\n      <div class=\"content-column col-md-12 col-lg-6\">\n        <div class=\"content-column--inner\">\n                      <h3>Overview<\/h3>\n                    <div class=\"content-column--content \">\n            Your assets and lifestyle may expose you to a great number of liability risks. Owning multiple homes, luxury vehicles or employing domestic staff are some of the factors that increase your risk and the possibility of a lawsuit. This not only jeopardizes your existing wealth and future earnings, but also the legacy you leave for future generations. An excess liability policy provides additional liability coverage, including defense coverage, \u00a0above the limits of your homeowner\u2019s, auto and boat insurance policies. This protection is designed to kick in when the liability on the underlying policies is exhausted. Our team at Brown &amp; Brown can help protect you against risks that could impact your financial wellbeing.          <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1640184162998{background-color: #eaeaec !important;}&#8221;][vc_column]  <div class=\"container overlapping-image-container content-left\">\n    <div class=\"row\">\n      <div class=\"image-column col-md-12 col-lg\">\n        <div class=\"image-column--inner\" style=\"background-image: url('https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/AdobeStock_270954600-scaled.jpeg');\"><\/div>\n      <\/div>\n      <div class=\"content-column col-md-12 col-lg-6\">\n        <div class=\"content-column--inner\">\n                      <h3>How We Can Help<\/h3>\n                    <div class=\"content-column--content \">\n            Your Personal Insurance Team at Brown &amp; Brown can help you identify risks and present the benefits and costs to purchase excess liability. Claim costs continue to escalate and excess liability helps protect you from high dollar liability claims from bodily\/personal injury and property damage. We are here to help you create a risk management program that provides sufficient coverage.          <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n[\/vc_column][\/vc_row][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled '>\n    <p class='text-brand-blue subheading'>Ready to help protect your assets?<\/p>\n    <h2 class='text-brand-dark-blue   text-bold h2'>\n      Contact us for more information.\n    <\/h2>\n\t\n  <\/div>\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='\/us\/contact\/' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Contact Us<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221;][vc_column][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1640184162998{background-color: #eaeaec !important;}&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row]<\/p>\n","protected":false},"author":13,"featured_media":8799,"parent":8852,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-8797","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Personal Excess Liability Insurance | Brown &amp; Brown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbrown.com\/ca\/personal-insurance\/personalexcessliability\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Personal Excess Liability\" \/>\n<meta property=\"og:description\" content=\"[vc_row row_style=&#8221;page-hero&#8221; 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