{"id":8655,"date":"2021-12-22T16:46:58","date_gmt":"2021-12-22T22:46:58","guid":{"rendered":"https:\/\/www.bbrown.com\/group-excess\/"},"modified":"2025-12-10T10:02:35","modified_gmt":"2025-12-10T16:02:35","slug":"group-excess","status":"publish","type":"page","link":"https:\/\/www.bbrown.com\/ca\/personal-insurance\/group-excess\/","title":{"rendered":"Group Excess"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image bg-brand-dark-blue bg-overlay\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/11\/pexels-ron-lach-9506902-scaled.jpg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    <p class='text-white subheading'>Helping to provide an extra layer of coverage<\/p>\n    <h1 class='text-white    '>\n      Group Excess\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row][vc_column]  <div class=\"container overlapping-image-container content-right\">\n    <div class=\"row\">\n      <div class=\"image-column col-md-12 col-lg\">\n        <div class=\"image-column--inner\" style=\"background-image: url('https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/photo-1576014131795-d440191a8e8b.jpeg');\"><\/div>\n      <\/div>\n      <div class=\"content-column col-md-12 col-lg-6\">\n        <div class=\"content-column--inner\">\n                      <h3>Overview<\/h3>\n                    <div class=\"content-column--content \">\n            Group Personal Excess Liability (Umbrella) insurance policies are available to companies with more than 25 employees and groups of professionals or executives. The coverage provides a simple method to purchase enhanced coverage with increased limits at favorable rates. Our team can help you find a Group Excess solution that provides protection against lawsuits that could put your personal assets such as homes, valuable possessions, investments and future earnings at serious financial risk.          <\/div>\n                  <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n[\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1638570437930{background-color: #eaeaec !important;}&#8221;][vc_row full_width=&#8221;stretch_row&#8221;][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h4 class='text-brand-dark-blue   text-bold h2'>\n      How We Can Help\n    <\/h4>\n\t\n  <\/div>[vc_column_text]Our Brown &amp; Brown Personal Insurance specialists work with you to provide worldwide coverage and higher policy limits that may not be readily available in the marketplace. We provide excess liability coverage up to $75 million per occurrence\/$10 million for excess Uninsured\/Underinsured Motorist Protection. Our solutions have no annual aggregates since the limits of liability apply to each individual group member.[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;1265&#8243; img_size=&#8221;full&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;]\n  <div class='content-heading  100%  '>\n    \n    <h2 class='text-brand-dark-blue   text-bold h2'>\n      Additional Benefits:\n    <\/h2>\n\t\n  <\/div>[vc_column_text]<\/p>\n<ul>\n<li class=\"x_MsoNormal\">Liability coverage broadened to include:\n<ul type=\"circle\">\n<li class=\"x_MsoNormal\">Shock<\/li>\n<li class=\"x_MsoNormal\">Mental Anguish \/ Injury<\/li>\n<li class=\"x_MsoNormal\">Sickness \/ Disease<\/li>\n<li class=\"x_MsoNormal\">Death<\/li>\n<li class=\"x_MsoNormal\">False Arrest \/ Imprisonment<\/li>\n<li class=\"x_MsoNormal\">Wrongful Detention<\/li>\n<li class=\"x_MsoNormal\">Malicious Prosecution<\/li>\n<li class=\"x_MsoNormal\">Wrongful Entry or Eviction<\/li>\n<li class=\"x_MsoNormal\">Defamation of Character<\/li>\n<li class=\"x_MsoNormal\">Invasion of Privacy<\/li>\n<\/ul>\n<\/li>\n<li class=\"x_MsoNormal\">Unlimited defense costs not covered by underlying liability insurance<\/li>\n<li class=\"x_MsoNormal\">Coverage for incidental business and farming pursuits related to volunteer, charitable and at-home or away-from-home business<\/li>\n<li class=\"x_MsoNormal\">Coverage for large and personal watercraft rentals<\/li>\n<\/ul>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_row][vc_column]\n  <div class='content-heading  100% content-heading--ruled '>\n    <p class='text-brand-blue subheading'>Ready to find the solution to meet your liability needs?<\/p>\n    <h2 class='text-brand-dark-blue   text-bold h2'>\n      Contact us for more information.\n    <\/h2>\n\t\n  <\/div>\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='\/us\/contact\/' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Contact Us<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content_no_spaces&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column][\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1638570437930{background-color: #eaeaec !important;}&#8221;][vc_row full_width=&#8221;stretch_row&#8221;][vc_column width=&#8221;2\/3&#8243;][vc_column_text]Our Brown &amp; Brown Personal Insurance specialists work with you to provide worldwide coverage and higher policy limits that may not be [&hellip;]<\/p>\n","protected":false},"author":22,"featured_media":8657,"parent":8852,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-8655","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Umbrella Insurance | Brown &amp; 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