{"id":8108,"date":"2023-06-27T08:00:12","date_gmt":"2023-06-27T13:00:12","guid":{"rendered":"https:\/\/www.bbrown.com\/insight\/hurricane-large-storm-claim-handling-tips-for-condo-associations\/"},"modified":"2024-07-29T22:34:24","modified_gmt":"2024-07-30T03:34:24","slug":"hurricane-large-storm-claim-handling-tips-for-condo-associations","status":"publish","type":"insight","link":"https:\/\/www.bbrown.com\/ca\/insight\/hurricane-large-storm-claim-handling-tips-for-condo-associations\/","title":{"rendered":"Hurricane &#038; Large Storm Claim Handling Tips For Condo Associations"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image hero--background-image-blur\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2022\/04\/HurricaneCondoClaimHandling_WebsiteHeader.jpg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    <p class='text-white subheading'>Property &amp; Casualty<\/p>\n    <h1 class='text-white    '>\n      Hurricane &amp; Large Storm Claim Handling Tips For Condo Associations\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h1 class='text-brand-dark-blue    h2'>\n      Hurricane &amp; Large Storm Claim Handling Tips For Condo Associations\n    <\/h1>\n\t\n  <\/div>[vc_column_text]In the event your condo sustains damage in a hurricane or large storm, Brown &amp; Brown has assembledseveral tips to help guide you through the claim handling process.<\/p>\n<ol>\n<li><strong>Assign a single point of contact to <\/strong><strong>communicate with the adjuster and manage <\/strong><strong>the claims process.<\/strong> There are many parties involved in a large claim and having one point of contact and someone to keep all the claim information together helps ensure there is no miscommunication or duplicate efforts.<\/li>\n<li><strong>Take a proactive approach to addressing the <\/strong><strong>loss and claim.<\/strong>\n<ul>\n<li>Set up an internal accounting string to track ALL loss-related expenses. Keep all invoices and estimates and include them with the claim.<\/li>\n<li>Mitigating your losses is a policy requirement. We suggest customers complete emergency repairs or work that is needed to mitigate further damage right away, even if an adjuster has not yet been on-site. Any non-emergency work or items not related to mitigation should be discussed with the adjuster to confirm agreement on the extent of work to be included within the claim.<\/li>\n<li>We suggest tasking your contractors with developing the scope of work and pricing based on their site visits and agreements made with the adjuster\/consultant. The adjuster will likely put their own estimate together, but having the contractor submit pricing helps to move the process forward and may be required for work to begin.<\/li>\n<li>Keep the adjuster\/consultant in contact with any contractors\/vendors (to the extent the Association does not want to act as liaison). Ask the adjuster to identify any:\n<ul>\n<li>Differences in opinion on the scope or pricing of repairs.<\/li>\n<li>Invoice audit requirements upfront, so vendors are aware of adjuster expectations.<\/li>\n<li>Additional information needed from vendors to support invoicing.<\/li>\n<li>Amounts in the agreement for payment, and what is outstanding. This helps keep vendors in the loop on the payment process.<\/li>\n<\/ul>\n<\/li>\n<li>Review leases for insurance requirements (tenants, leased equipment, etc.) and notify other parties that may be involved.<\/li>\n<li>Contact OEM or servicing vendor to inspect any machinery\/equipment with damage (or suspected damage). Ask them to prepare a report of findings to submit to the adjuster.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<p>[\/vc_column_text]\t<div class='wpb_content_element text-left btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-green  '\n\t\t\t\thref='https:\/\/www.bbrown.com\/wp-content\/uploads\/2023\/04\/Hurricane-Condo-Associations-Claim-Handling-Tips-Brown-Brown_WEB-2.pdf' target='_blank' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Continue Reading<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[vc_column_text]For more hurricane resources:<\/p>\n<p><a href=\"https:\/\/www.bbrown.com\/ca\/insight\/hurricane-preparation-and-recovery-claims-guidelines\/\" target=\"_blank\" rel=\"noopener\">Hurricane Preparation and Recovery | Claims Guidelines<\/a><\/p>\n<p><a href=\"https:\/\/www.bbrown.com\/ca\/insight\/hurricane-preparation-a-guide-for-businesses-homeowners-and-boaters\/\" target=\"_blank\" rel=\"noopener\">Hurricane Preparation | A Guide for Businesses, Homeowners and Boaters<\/a><\/p>\n<p><a href=\"https:\/\/www.bbrown.com\/ca\/insight\/hurricane-preparation-and-recovery-claims-guidelines-for-condo-associations\/\" target=\"_blank\" rel=\"noopener\">Hurricane Preparation and Recovery | Claims Guidelines for Condo Associations<\/a>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;988&#8243; alignment=&#8221;center&#8221;][vc_separator border_width=&#8221;2&#8243; el_width=&#8221;60&#8243;][vc_column_text]<\/p>\n<h6 style=\"text-align: center;\">Property &amp; Casualty Team<\/h6>\n<p>[\/vc_column_text]\t<div class='wpb_content_element text-center btn-container'>\n\t\t\t\t\t<a class='btn btn-brand-dark-blue  '\n\t\t\t\thref='\/us\/contact\/contact-general\/' target='' data-toggle=''>\n\t\t\t\t<span class=\"btn-text-color--default\">Connect Now<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text]In the event your condo sustains damage in a hurricane or large storm, Brown &amp; Brown has assembledseveral tips to help guide you through the claim handling [&hellip;]<\/p>\n","protected":false},"author":66,"featured_media":8110,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"insight_category":[119,34],"class_list":["post-8108","insight","type-insight","status-publish","has-post-thumbnail","hentry","insight_category-catastrophe-prep-guides","insight_category-property-casualty"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.0) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Hurricane &amp; 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