{"id":7616,"date":"2025-02-24T07:00:31","date_gmt":"2025-02-24T13:00:31","guid":{"rendered":"https:\/\/www.bbrown.com\/insight\/benefits-breakdown\/"},"modified":"2025-03-05T15:28:01","modified_gmt":"2025-03-05T21:28:01","slug":"benefits-breakdown-3","status":"publish","type":"insight","link":"https:\/\/www.bbrown.com\/ca\/insight\/benefits-breakdown-3\/","title":{"rendered":"Benefits Breakdown | Podcast"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column]\n\t<div class=\"hero hero--wrap    \">\n\n\t\t<div class=\"hero--background-image hero--background-image-blur\">\n\t\t\t<div class=\"hero--overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"hero-background\" style=\"background: url(https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/12\/I9cBx8wA.jpeg) center center no-repeat; background-size: cover;\"><\/div>\n\t\t\t\t\t<\/div>\n\n\t\t<div class=\"hero--container\">\n\t\t\t<div class=\"container\">\n\t\t\t\t<div class=\"hero--inner width-100\">\n\n\t\t\t\t\t\n  <div class='content-heading  100%  '>\n    <p class='text-white subheading'>Podcast<\/p>\n    <h1 class='text-white    '>\n      Benefits Breakdown\n    <\/h1>\n\t\n  <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;]\n  <div class='content-heading  100% content-heading--ruled '>\n    \n    <h1 class='text-brand-dark-blue    h2'>\n      Benefits Breakdown\n    <\/h1>\n\t\n  <\/div>[vc_column_text css=&#8221;&#8221;]It\u2019s no secret, employee benefits are complicated. We\u2019re here to break things down and help you build a roadmap for your approach to benefits. Together with our expert guests, we\u2019ll explore complex, counterintuitive and compelling topics that give you a better understanding of the \u201cwhys\u201d of the industry.<\/p>\n<p>&nbsp;<\/p>\n<p><strong><span class=\"TextRun SCXW186305474 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><span class=\"NormalTextRun SCXW186305474 BCX0\">2025 Employee Benefits Market Trends (Part 1 of 3)<\/span><\/span><span class=\"EOP SCXW186305474 BCX0\" data-ccp-props=\"{}\">\u00a0<\/span><\/strong><\/p>\n<p><span data-contrast=\"auto\">Vanessa, Jared &amp; Adam highlight the latest trends impacting employers, such as rising healthcare expenses and the importance of personalized benefits. The team delves into the primary elements driving employer costs, including increased utilization of services.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:210,&quot;335559739&quot;:210}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">They further explore the significant role of large claimants\u2014individuals with high-cost medical claims\u2014and the importance of stop-loss contracts in mitigating financial risks for employers.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:210,&quot;335559739&quot;:210}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">The discussion shifts to the &#8216;real risk&#8217; to benefit plans, encompassing financial, operational and compliance risks. Effective risk management strategies are essential to mitigate these risks and ensure the sustainability of benefit programs.\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:210,&quot;335559739&quot;:210}\">\u00a0<\/span><\/p>\n<p><a href=\"https:\/\/www.bbrown.com\/us\/insight\/2025-employee-benefits-market-trends\/\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Check out our 2025 Employee Benefits Market Trends<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n<div class=\"podcastdotco-wrapper\"><iframe class=\"podcastdotco-player podcastdotco-player--podcast\" style=\"overflow: hidden; max-width: 750px; height: 500px;\" src=\"https:\/\/play.pod.co\/benefitsbreakdown\" width=\"100%\" frameborder=\"0\" scrolling=\"no\" data-target=\"benefitsbreakdown\"><\/iframe><script src=\"https:\/\/play.pod.co\/embed\/frame-v1.js\"><\/script><\/div>\n<p>&nbsp;<\/p>\n<p><strong>This podcast is also available to stream on <a href=\"https:\/\/open.spotify.com\/show\/3QwyiXJ8d5JU67uHk0upY4\" target=\"_blank\" rel=\"noopener\">Spotify<\/a>, <a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/benefits-breakdown\/id1567239451\" target=\"_blank\" rel=\"noopener\">Apple Podcasts<\/a>, <a href=\"https:\/\/music.amazon.com\/podcasts\/9655ca41-1916-4cca-b29f-c5e8a27009f0\/Benefits-Breakdown\" target=\"_blank\" rel=\"noopener\">Amazon Music<\/a>\u00a0and more.<\/strong>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;2270&#8243; add_caption=&#8221;yes&#8221; alignment=&#8221;center&#8221; style=&#8221;vc_box_circle_2&#8243;][vc_separator border_width=&#8221;2&#8243; el_width=&#8221;60&#8243;][vc_column_text]<\/p>\n<h6 style=\"text-align: center;\">Vanessa Longnecker<\/h6>\n<p>[\/vc_column_text][vc_single_image image=&#8221;2179&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_circle_2&#8243;][vc_separator border_width=&#8221;2&#8243; el_width=&#8221;60&#8243;][vc_column_text]<\/p>\n<h6 style=\"text-align: center;\">Jared Bowcutt<\/h6>\n<p>[\/vc_column_text][vc_single_image image=&#8221;2265&#8243; alignment=&#8221;center&#8221; style=&#8221;vc_box_circle_2&#8243;][vc_separator border_width=&#8221;2&#8243; el_width=&#8221;60&#8243;][vc_column_text]<\/p>\n<h6 style=\"text-align: center;\">Adam Compton<\/h6>\n<p>[\/vc_column_text]\n  <div class=\"cards image-column mb-2 match-height\">\n    <div class=\"image-column--item cards--item \">\n\n              <div class=\"image-column--image\" style=\"background-image: url('https:\/\/www.bbrown.com\/wp-content\/uploads\/2021\/10\/Benefits-Breakdown-Podcast.jpeg')\"><\/div>\n      \n      <div class=\"cards--inner\">\n                \n                  <a class=\"full-link\" href=\"https:\/\/podcasts.apple.com\/us\/podcast\/benefits-breakdown\/id1567239451\" target=\"_blank\"><span class=\"sr-only\">Listen on Apple Podcasts<\/span><\/a>\n          <div class=\"cards--read-more\"><a href=\"https:\/\/podcasts.apple.com\/us\/podcast\/benefits-breakdown\/id1567239451\" target=\"_blank\">Listen on Apple Podcasts<\/a><\/div>\n              <\/div>\n\n    <\/div>\n  <\/div>\n\n[\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row row_style=&#8221;page-hero&#8221; full_width=&#8221;stretch_row_content&#8221;][vc_column][\/vc_column][\/vc_row][vc_row][vc_column width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;&#8221;]It\u2019s no secret, employee benefits are complicated. We\u2019re here to break things down and help you build a roadmap for your approach to benefits. Together with [&hellip;]<\/p>\n","protected":false},"author":66,"featured_media":7618,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"insight_category":[31],"class_list":["post-7616","insight","type-insight","status-publish","has-post-thumbnail","hentry","insight_category-employee-benefits"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.0 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Benefits Breakdown | Podcast - Brown &amp; Brown<\/title>\n<meta name=\"description\" content=\"Brown &amp; Brown&#039;s Benefits Breakdown provides insight into the latest trends and best practices in employee benefits. 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