{"id":8155,"date":"2023-05-18T08:56:14","date_gmt":"2023-05-18T13:56:14","guid":{"rendered":"https:\/\/www.bbrown.com\/case-study\/carrier-non-compliant-with-replacement-costs\/"},"modified":"2023-05-18T08:56:14","modified_gmt":"2023-05-18T13:56:14","slug":"carrier-non-compliant-with-replacement-costs","status":"publish","type":"case_study","link":"https:\/\/www.bbrown.com\/ca\/case-study\/carrier-non-compliant-with-replacement-costs\/","title":{"rendered":"Carrier Non-Compliant with Replacement Costs"},"content":{"rendered":"

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Case Study<\/p>\n

\n Carrier Non-Compliant with Replacement Costs\n <\/h1>\n\t\n <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row row_padding_bottom=”pb-2″ full_width=”stretch_row” equal_height=”yes” content_placement=”bottom”][vc_column width=”1\/4″][vc_single_image image=”791″ img_size=”full”][\/vc_column][vc_column width=”3\/4″]\n
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\n The Request\n <\/h2>\n\t\n <\/div>[vc_column_text]Company Profile
\n<\/strong>Industry: <\/span><\/b>Construction<\/span>
\n<\/span>Revenue: <\/span><\/b>$400M<\/span>
\n<\/span>Locations: <\/span><\/b>U.S. Corporate HQ\u00a0<\/span>\u00a0<\/span><\/p>\n

During the construction of a building, the subcontractor scratched newly installed windows while cleaning. The carrier was unwilling to cover the replacement cost, as <\/span>it <\/span>felt <\/span>the damage <\/span>was due to a defective product.<\/span><\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_bottom=”pb-2″ full_width=”stretch_row” equal_height=”yes” content_placement=”bottom” css=”.vc_custom_1638896243466{background-color: #eaeaec !important;}”][vc_column width=”1\/4″][vc_single_image image=”794″ img_size=”full”][\/vc_column][vc_column width=”3\/4″]\n

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\n The Solution\n <\/h2>\n\t\n <\/div>[vc_column_text]Brown & Brown <\/span>reviewed the customer\u2019s policies and <\/span>identified<\/span> existing coverage that applied to this claim. The Brown & Brown team<\/span> triggered coverage under the general contractor\u2019s <\/span>c<\/span>ommercial <\/span>g<\/span>eneral <\/span>l<\/span>iability <\/span>(GL) <\/span>policy exclusion l. <\/span><\/span>Damage to Your Work<\/span><\/span> for exception by subcontractors.<\/span> Because GL <\/span>doesn\u2019t<\/span> fix an insured\u2019s work or product, the exception was critical and allowed the contractor\u2019s policy to include coverage as an exception.<\/span><\/span>\u00a0<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_bottom=”pb-2″ equal_height=”yes” content_placement=”bottom”][vc_column width=”1\/4″][vc_single_image image=”792″ img_size=”full”][\/vc_column][vc_column width=”3\/4″]\n
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\n The Results\n <\/h2>\n\t\n <\/div>[vc_column_text]After the Brown & Brown team triggered the policy, t<\/span>he <\/span>carrier <\/span>agreed to pay for the replacement of all damaged windows, worth $100,000.<\/span> The customer <\/span>could<\/span> proceed<\/span> with repairs without covering the cost incurred by the subcontractor.<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_top=”pt-2″ equal_height=”yes” content_placement=”middle”][vc_column][vc_single_image image=”1423″ img_size=”medium” onclick=”custom_link” img_link_target=”_blank” link=”https:\/\/www.bbrown.com\/wp-content\/uploads\/2023\/05\/Case-Study-\u2013-Construction-1-\u2013-Brown-Brown-Web.pdf”][\/vc_column][\/vc_row][vc_row][vc_column]\n
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Ready to help minimize your risk and uncertainty?<\/p>\n

\n Contact us for more information.\n <\/h2>\n\t\n <\/div>\t
\n\t\t\t\t\t\n\t\t\t\tContact Us<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][vc_row][vc_column][vc_separator][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]DISCLAIMER:<\/span>\u00a0<\/span>Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Brown & Brown assisted a subcontractor in addressing replacement costs. Read the results.<\/p>\n","protected":false},"author":66,"featured_media":8033,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"service":[12],"industry":[48],"location":[17],"class_list":["post-8155","case_study","type-case_study","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nCarrier Non-Compliant with Replacement Costs - Brown & Brown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.bbrown.com\/ca\/case-study\/carrier-non-compliant-with-replacement-costs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Carrier Non-Compliant with Replacement Costs\" \/>\n<meta property=\"og:description\" content=\"Brown & Brown assisted a subcontractor in addressing replacement costs. 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