{"id":8027,"date":"2023-08-17T07:25:43","date_gmt":"2023-08-17T12:25:43","guid":{"rendered":"https:\/\/www.bbrown.com\/case-study\/navigating-complex-builders-risk-claim-and-recovering-damages\/"},"modified":"2023-08-17T07:25:43","modified_gmt":"2023-08-17T12:25:43","slug":"navigating-complex-builders-risk-claim-and-recovering-damages","status":"publish","type":"case_study","link":"https:\/\/bbrown.com\/ca\/case-study\/navigating-complex-builders-risk-claim-and-recovering-damages\/","title":{"rendered":"Navigating Complex Builder\u2019s Risk Claim and Recovering Damages"},"content":{"rendered":"

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Case Study<\/p>\n

\n Navigating Complex Builder\u2019s Risk Claim and Recovering Damages\n <\/h1>\n\t\n <\/div>\t\t\t\t\t\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\t<\/div>\n\n\t\n[\/vc_column][\/vc_row][vc_row row_padding_bottom=”pb-2″ full_width=”stretch_row” equal_height=”yes” content_placement=”bottom”][vc_column width=”1\/4″][vc_single_image image=”791″ img_size=”full”][\/vc_column][vc_column width=”3\/4″]\n
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\n The Request\n <\/h2>\n\t\n <\/div>[vc_column_text]Company Profile
\n<\/strong>Industry: <\/span><\/b>Real Estate Developer<\/span>
\n<\/span>Revenue: <\/span><\/b>$500M<\/span>
\n<\/span>Locations:\u00a0 <\/span><\/b>Six <\/span>U.S. Locations<\/span><\/p>\n

The customer had a complex builder\u2019s risk claim involving heavy rains and wind that had caused damage to the building envelope structure during construction. The carrier denied the contractor\u2019s claim for faulty work based on settling, cracking, shrinkage and building expansion.[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_bottom=”pb-2″ full_width=”stretch_row” equal_height=”yes” content_placement=”bottom” css=”.vc_custom_1638896243466{background-color: #eaeaec !important;}”][vc_column width=”1\/4″][vc_single_image image=”794″ img_size=”full”][\/vc_column][vc_column width=”3\/4″]\n

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\n The Solution\n <\/h2>\n\t\n <\/div>[vc_column_text]Brown & Brown successfully argued that water and collapse were the primary causes of the loss. The team worked with the coverage council to recover damages due to the statutory theory of collapse.[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_bottom=”pb-2″ equal_height=”yes” content_placement=”bottom”][vc_column width=”1\/4″][vc_single_image image=”792″ img_size=”full”][\/vc_column][vc_column width=”3\/4″]\n
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\n The Results\n <\/h2>\n\t\n <\/div>[vc_column_text]In the state where the customer is located, if a property is in a position of imminent collapse, all exclusions are nullified, and the coverage can be used. Brown & Brown successfully argued that water and collapse were the primary causes of the loss and therefore, should be able to trigger coverage. The team worked with coverage council to recover damages due to the statutory theory of collapse.[\/vc_column_text][\/vc_column][\/vc_row][vc_row row_padding_top=”pt-2″ equal_height=”yes” content_placement=”middle”][vc_column][vc_single_image image=”1423″ img_size=”medium” onclick=”custom_link” img_link_target=”_blank” link=”https:\/\/bbrown.com\/wp-content\/uploads\/2023\/08\/Case-Study-\u2013-Navigating-Complex-Builders-Risk-\u2013-Brown-Brown-Web.pdf”][\/vc_column][\/vc_row][vc_row][vc_column]\n
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Ready to help minimize your risk and uncertainty?<\/p>\n

\n Contact us for more information.\n <\/h2>\n\t\n <\/div>\t
\n\t\t\t\t\t\n\t\t\t\tContact Us<\/span>\n\t\t\t<\/a>\n\t\t\t<\/div>\n[\/vc_column][\/vc_row][vc_row][vc_column][vc_separator][\/vc_column][\/vc_row][vc_row][vc_column][vc_column_text]DISCLAIMER:<\/span>\u00a0<\/span>Brown & Brown, Inc. and all its affiliates, do not provide legal, regulatory or tax guidance, or advice. If legal advice counsel or representation is needed, the services of a legal professional should be sought. The information in this document is intended to provide a general overview of the topics and services contained herein. Brown & Brown, Inc. and all its affiliates, make no representation or warranty as to the accuracy or completeness of the document and undertakes no obligation to update or revise the document based upon new information or future changes.<\/span>[\/vc_column_text][\/vc_column][\/vc_row]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Severe weather caused damage for a real estate developer during construction. Brown & Brown successfully advocated to trigger coverages and nullify exclusions.<\/p>\n","protected":false},"author":66,"featured_media":8028,"template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"service":[12],"industry":[41],"location":[17],"class_list":["post-8027","case_study","type-case_study","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"\nNavigating Complex Builder\u2019s Risk Claim and Recovering Damages - Brown & Brown<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/bbrown.com\/ca\/case-study\/navigating-complex-builders-risk-claim-and-recovering-damages\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Navigating Complex Builder\u2019s Risk Claim and Recovering Damages\" \/>\n<meta property=\"og:description\" content=\"Severe weather caused damage for a real estate developer during construction. 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